Getting Charity Minibus Insurance

If you drive a minibus for non-profit purposes then you can benefit from getting a special type of insurance known as charity minibus insurance.

In order to get charity minibus insurance, you will need to provide a section 19 or section 22 permit. These can be obtained quite easily providing you’re able to prove that you do indeed use your minibus for charitable purposes.

Where to get cover

There are many places online where you can get charity minibus insurance quotes. Although you can contact insurance providers by phone, it’s much easier to shop for quotes online since you can easily choose the type of policy you want and cut out the time and hassle of calling different providers individually.

Ways to save money

Below are some of the best ways to save money on charity minibus insurance.

  • Pay upfront – Paying for your policy annually is not something you might relish the though of since you’ll have to pay a lot more upfront. However when you do pay annually, insurance providers will usually be happy to offer you a significant discount on the overall cost of your policy. Just be sure to haggle to get the best price possible as you want to make the extra initial investment worth it.
  • Get a limited mileage policy – If you only use your minibus at certain times or on certain days of the week then you can benefit by getting a limited mileage policy. A limited mileage policy is where you and the insurance provider agrees to a certain number of miles that you will stay under. This reduces the chances of you making a claim and therefore helps to lower the cost of your policy.
  • Secure your vehicle – Making your vehicle secure is another good way to lower the cost of your insurance. Any steps you can take, including having somewhere secure to park your minibus, will certainly help to keep costs down.
  • Get multiple quotes – One of the easiest ways to save money on charity minibus insurance is by getting quotes from a lot of different providers. This is very easy to do thanks to the internet and will prevent you from overspending.