Many people who live in the country own large properties and have multiple vehicles. If this sounds familiar and you have a family with several cars then you might not have realised that you can get them insured as a fleet.

Family fleet insurance cover comes with some significant benefits for families. These include –

• You could save money – If you currently have separate policies for the vehicles in your family then there’s a good chance you could save money by getting them insured as a fleet. This is not always the case of course, since the cost will depend on a number of factors, such as the value of the vehicles being insured and the age and experience of the named drivers. However it’s certainly worth enquiring about family fleet insurance to see how much money you could potentially save. Saving money on your car insurance can free up cash that you can reinvest in your home, whether it’s redecorating a room or getting blinds for bifold doors.
• Make insurance affordable for young drivers in the family – If you have younger family members who struggle to pay for their insurance or cannot drive at all because of it, then getting a family fleet policy is a great way to make their insurance costs more affordable. Car insurance is very steep for young drivers since they’re statistically the group who are most likely to be involved in accidents that require a claim.

Saving money on family fleet insurance

• Limit cover options – One very reliable way to save money on family fleet insurance is to limit the cover options. If you feel like a third party only policy is adequate then this can be an excellent way to save money.
• Pay upfront – Another great way to save money on your insurance is to pay annually rather than monthly. This might not be too appealing since you will have to pay signifcantly more upfront but it will enable you to make a significant saving on the overall cost of the policy.
• Make vehicles secure – The security of the vehicles named in the policy will also impact how much you pay for family fleet insurance. Ideally all the vehicles will have alarms fitted and also be securely parked in a driveway, or even better a locked garage.
• Shop around – Getting quotes from multiple providers is always recommended when you’re looking for family fleet insurance. This way you can compare quotes and see which offers the best value for money.